When looking at financial inclusion, 73.78 percent of the adult population use
payment instruments, 86.64 percent use savings, investment, or retirement
instruments, 30.02 percent use insurance services, and 46.34 percent use loan
instruments. Among the savings instruments, 71.06 percent of the adult
population use savings accounts.
3.21 Since 2064, the posts have been filled by competition among the candidates
from the inclusive groups specified by the Public Service Commission.
Accordingly, in the financial year 2078/79, 1,023 persons from the inclusive
group entered the civil service.
16.15 Significant achievements have been made in Goal 4 - Inclusive Quality Education.
Although the proportion of the working age population with employable skills is
increasing, it is still low at around 31.0 percent. As status of learning achievement
in schools in Mathematics is 35; Nepali is 34; English is 41, it needs further
improvement. Although the overall enrollment rate of early childhood education
has improved, it is relatively low.
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